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Refinance Your Mortgage with Confidence

At GNE Mortgages, we make refinancing & renewals simple, smart, and stress-free. Whether you're looking to lower your monthly payments, tap into your home’s equity, or pay off your mortgage faster, our expert team will guide you every step of the way.

A Personalized Plan, Built Around You

No two homeowners are alike—and neither are their refinancing goals. That’s why we take the time to understand your needs, then match you with the best solution from our network of over 120 trusted lenders, including banks, credit unions, and private options.

Refinancing your mortgage is a fantastic way to build equity quickly, reduce your mortgage payments, or get shorter loan terms. However, you should consider several factors when refinancing; including your mortgage rate, how long you plan to keep your house, your current and new mortgage rate, your current and new mortgage payments, penalties, and closing costs. At Gne Mortgage, our expert mortgage brokers will analyse your financial situation and help you decide whether or not mortgage refinancing is the right option for you. To schedule an appointment, do not hesitate to give us a call today.

The Benefits:

Lower Rates

Reduce your monthly payments and save thousands over the

life of your loan.

 

Shorten Term

Pay off your mortgage faster and become mortgage-free sooner.

More Control

Move from a variable to a fixed rate (or vice versa) for greater control and peace of mind.

 

Access Equity

Use the equity in your home to consolidate debt, renovate, or invest in new opportunities.

 

Homeowners happy with their mortgage agent

Mortgage Refinance Scenarios to Consider:

#1

Debt consolidation to lower your overall cost of borrowing and improve monthly cash flow.

#2

Home equity take out for investment opportunities, renovations, or other circumstances.

#3

Spousal buyouts in the event of a divorce/separation.

#4

Switching lenders and ending your existing mortgage for better cash flow, extending amortization and/or lowering your mortgage interest rate.

#5

Credit repairs, including paying out a consumer proposal.

Access 120+ Partner Lenders

Helping you find the Best Mortgage Rates:
Mortgage renewal is your chance to reassess your financial goals and explore better options. Whether you stick with your current lender or switch to a new one, it’s important to make an informed choice—not just accept the default offer.

If your finances have changed or you're unsure whether your current terms still work for you, now is the time to explore your options.

At GNE Mortgages, we help clients across the GTA secure the best possible renewal terms. Our expert team is here to guide you through the process—for free—and find a solution that fits your needs.

Time to renew? Don’t sign until you’ve talked to us!

Why Choose GNE?

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