You Find The Home We Find The Financing
Buying your first home is a big deal—and at GNE Mortgages, we’re here to guide you every step of the way. Whether you're feeling excited, nervous, or a bit of both, we’ll help you understand your options, qualify with confidence, and make smart decisions that support your future.
Why Choose GNE?
How GNE Mortgages Helps You Navigate The Complexities Of Getting A Mortgage:
01
Personalized Mortgage Consultation
Every successful mortgage begins with a thorough understanding of our client’s financial situation, goals, and concerns. That’s why we offer a personalized consultation to discuss all aspects of the mortgage process and answer any questions you may have.
04
First-Time Homebuyer Programs
We can guide various programs and incentives available to first-time home buyers in Mississauga, such as the Home Buyers’ Plan (HBP) or the First-Time Home Buyer Incentive (FTHBI). These programs can help make homeownership more affordable and accessible for first-time buyers.
02
Access to Multiple Lenders
As independent mortgage brokers in Mississauga, we have access to over 100 lenders. This allows us to present you with multiple options tailored to your specific needs and negotiate competitive rates on your behalf.
05
Assistance with Paperwork:
The mortgage application process involves a lot of paperwork, which can be overwhelming for first-time home buyers. Our team will guide you through every step of the application process, ensuring that all necessary documents are completed accurately and submitted on time.
03
Pre-Approval
Process
Before starting the house-hunting process, it is crucial to determine how much you can afford. Our pre-approval service can help you understand how much you qualify for based on your income, credit score, debt levels, down payment, and other factors.
06
Ongoing Support
Our relationship with our clients doesn’t end once the mortgage is finalized. We are committed to providing ongoing support and advice throughout your homeownership journey, whether reviewing your mortgage options when it’s time to renew or helping you navigate any financial challenges.
Understanding The Process Of Buying A Home In Mississauga:
01
Determine Your Budget
Figure out what you can afford based on your income, credit, and down payment. We’ll help you set a realistic price range.
04
Home Inspection
Get a professional home inspection before purchase to identify potential issues. Address any problems found by negotiating repairs or price adjustments with the seller.
02
Get Pre-Approved
Secure a mortgage pre-approval so you can shop with confidence and show sellers you're serious.
05
Secure Your Mortgage
With an accepted offer, it’s time to secure your mortgage. Our team at GNE Mortgages can help you compare different mortgage options and choose one that best suits your needs.
03
Find The Right Home
Start your search with expert advice and market insights from our team—focused on what matters most to you.
06
Close The Deal
Once all conditions have been met, a closing date will be set for when ownership of the property will be transferred to you. On closing day, you’ll need to pay the down payment and closing costs (such as legal fees), sign all necessary documents, and receive keys to your new home!
Your First Home Starts Here – With Just 5% Down
At GNE Mortgages, we make it easier for first-time buyers to step into homeownership with just 5% down.
Our expert team will guide you through every step—no jargon, no pressure. Just clear advice and a mortgage plan that fits you.
Let’s make your first home simple, stress-free, and exciting.
Program Highlights:
Buy with as little as 5% down ✅
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For homes up to $500,000 – only 5% down required
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For homes between $500,000–$1,500,000 – 5% down on the first $500,000, and 10% on the rest
Own a multi-unit property ✅
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Buy up to 4 units, as long as you live in one of them
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Perfect if you're looking to live in one unit and rent out the rest
New builds and resales eligible ✅
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Works for both newly built homes and existing properties
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New builds must be covered by a recognized new home warranty program
Flexible property limits ✅
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Property value must be under $1.5 million (for down payments under 20%)
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Property must have at least 25 years of estimated remaining life
Long-term affordability ✅
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Choose an amortization period of up to 30 years for lower monthly payments
Begin Your Applicaiton
Get Approved in as little as 24-Hours!
You're only a few clicks away from accessing the best rates and terms from over 100 lenders.
House hunting should be exciting—not stressful. Let us handle the paperwork, rate shopping, and lender negotiations while you focus on finding your dream home. We’ll make the mortgage part easy.
Still Have Questions?
We’re here to help. If something’s unclear or you want personalized guidance, book a free consultation today. Let’s talk through your options and make sure you’re fully informed.
(905) 757 - 1900
