75% Loan-To-Value
24-Hour Approvals
No Income
Verification
What Is A No Income Verification HELOC ?
Flexible Financing — Without the Paperwork
If traditional income documentation is a hurdle, a No Income Verification Home Equity Line of Credit (HELOC) could be the ideal solution. This product is designed for homeowners who have built up equity in their property but may not have traditional income sources to show — like self-employed individuals, retirees, or those with irregular income.
It’s a line of credit secured by the equity in your home, just like a standard HELOC — but without the need to provide standard income documents such as pay stubs, T4s, or tax returns. Instead, approval is based on your home’s value, your available equity, and overall credit profile.
Why Choose A HELOC?
Here’s why more homeowners in Mississauga and across Ontario are turning to HELOCs as a smart financial solution:
Flexible Terms
Lower Interest Rates
Revolving Access
01
Consolidate High-Interest Debt
Pay off credit cards, lines of credit, or personal loans by rolling them into a HELOC at a much lower rate—simplify payments and save thousands on interest.
02
Invest in Business or Real Estate
Use the funds to launch a new business, grow an existing one, or make a down payment on a rental property—all without disrupting your cash flow or credit profile.
04
Multiple Access Options
Conveniently withdraw funds through cheques, a credit card, or online transfers.
07
Secure and Reusable Credit
You're borrowing against the equity in your home, and as you repay, your available credit replenishes — making it a reliable, long-term financial tool.
02
Use It
Your Way
There are no restrictions on how you spend the funds. Whether it's for emergencies, education, or renovations, your home equity works for you.
03
Withdraw on Your Terms
Access a lump sum, draw funds as needed, or set up recurring payments — you’re in control.
05
Lower Interest Rates
HELOCs typically offer significantly lower rates than credit cards or unsecured personal loans, helping you save money.
Is A Home Equity Line of Credit Right For You?
Self-Employed
or Business Owner
Looking For Flexible Financing
Planning Major Life Expenses
Facing Temporary Income Gap
It's an excellent choice if you are:
A Homeowner With Established Equity
Planning Home Renovations or Major Purchases
Prefer Faster Approval Proccess
Have Bruised Credit or Unique Finanacial Situation
Why Choose GNE?
Tap into Your Home Equity with Confidence
Get Approved in as Little as 24 Hours
We make the process fast, flexible, and stress-free. Whether you’re traditionally employed, self-employed, or don’t have standard income documents, we’ll match you with a solution that works for your goals.
Client Testimonials
Our clients' satisfaction is our priority. Discover how we have helped individuals and families secure their legacies with our life insurance solutions
"...Throughout the entire journey, the team was right there with me at every corner, providing invaluable support and guidance. Their expertise and patience made the entire experience stress-free and enjoyable. I felt confident and well-informed every step of the way."
- Preet Parmar
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