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Commercial Mortgages
At GNE Mortgages, we specialize in helping business owners, investors, and developers secure financing for a wide range of commercial properties across Ontario. Whether you're looking to purchase, refinance, or build, we’re here to guide you through every step with expert advice and customized solutions.
We finance:
Multi-unit residential buildings (5+ units)
Office buildings & medical clinics
Industrial and warehouse spaces
Retail plazas and storefronts
Mixed-use properties
Land development & construction projects
Purchase
At GNE Mortgages, we simplify the process of securing the right commercial mortgage for your investment goals. With just one application, we shop the entire Canadian mortgage market—including banks, credit unions, trust companies, insurance firms, and private lenders—to find the best fit for your needs.
What Sets Us Apart?
Getting a commercial mortgage is a big step—and we make sure you get it right. Many investors overlook key details that can cost time and money. That’s why we provide hands-on guidance to help you avoid common pitfalls and keep the process moving smoothly.
Full Support, Every Step of the Way
We don’t just find you financing—we support you through the entire deal. From start to finish, we coordinate with:
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Appraisers
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Building inspectors
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Environmental assessors
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Lawyers and closing teams
Whether you're buying, refinancing, or developing, we offer personalized service and expert insight to make your investment process seamless.
Renew & Refinance
Improve cash flow.
Unlock equity.
Plan for growth.
If you currently own a commercial property, refinancing or renewing your mortgage could be the strategic move your business needs. At GNE Mortgages, we work with business owners and investors to help restructure their commercial financing for better terms, improved rates, and increased flexibility.
Why Refinance Your Commercial Mortgage?
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Lower your interest rate and reduce monthly payments
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Access equity for renovations, expansions, or new investments
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Consolidate high-interest debt into one manageable payment
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Change loan terms to match your business's current goals
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Switch lenders for better service or more competitive terms
Time to Renew? Let’s Review Your Options.
Things to Remember When Getting
A Commercial Mortgage
Have a business plan
Have a plan that includes operating data and financial information. It will show the lender you are responsible. It shows you have goals. Bring all needed documents when you go to discuss your loan.
Hire an experienced lawyer
Don’t grab the cheapest lawyer right away. Find a lawyer who has experience in handling this type of loan, with a record of success. Hiring a friend, or the cheapest lawyer may cost you more later.
Have cash ready
You should have some sort of available cash before you apply for a commercial loan. Lenders like to see if you are ready and prepared to fund some of the project.
Shop around
Some people take the first offer given to them, but use discretion to sort through loan offers. Look over your options before settling on one loan. You should pick what is right for you.
Have a plan for the funds
Have a plan and tell your mortgage lender what you want to do with the funds. Lenders seem to be will be more than willing to give you a loan, when you do that. Sometimes, the lenders will also ask you if you have a time frame for any project completion.
A Commercial Equity Line of Credit (CELOC) is a flexible financing solution that allows business owners to borrow against the equity they’ve built up in their commercial property. Similar to a home equity line of credit (HELOC), a CELOC provides access to revolving credit, giving you the freedom to draw funds as needed—only paying interest on the amount used.
Whether you're looking to expand operations, manage cash flow, fund renovations, or seize new investment opportunities, a CELOC offers the liquidity you need—when you need it.
Why Choose A CELOC:
Access To Working Capital
Flexible Terms
Interest-Only
Payments
Reusable Credit
Lower Interest Rates
Why Choose GNE?
Still Have Questions?
We’re here to help. If something’s unclear or you want personalized guidance, book a free consultation today. Let’s talk through your options and make sure you’re fully informed.
(905) 757 - 1900
